Terms of Service

Last Updated: 19 September 2026

Welcome to Ziro! These terms and conditions outline the rules and regulations for the use of Ziro's Website and Application.

1. Acceptance of Terms

By accessing this platform we assume you accept these terms and conditions. Do not continue to use Ziro if you do not agree to take all of the terms and conditions stated on this page.

2. Financial Services Disclaimer

Ziro provides a platform for managing personal finances, international remittances, offline vault storage, and consultant matchmaking. Ziro is a technology provider, not a bank. Banking services are provided by our regulated partner institutions. Ziro Consultants provide guidance and support and cannot guarantee transaction approval, recover funds, or override financial institutions.

3. User Accounts & Security

If you create an account on Ziro, you are responsible for maintaining the security of your account and its associated credentials. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. Ziro will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.

4. Acceptable Use

You agree not to use the platform to:

  • Conduct any illegal or unauthorized financial transactions, including money laundering or financing of terrorism.
  • Upload or transmit viruses, malware, or any other type of malicious code.
  • Attempt to circumvent any security features or KYC/AML verification requirements.
  • Harass, abuse, or harm Ziro Consultants or other users of the platform.

5. Ziro Consultants Marketplace

The "Hire a Consultant" feature allows you to book paid sessions with verified financial experts. Ziro acts merely as an intermediary platform connecting users with consultants. Ziro is not responsible for the specific financial advice given by independent consultants, nor any outcomes resulting from their guidance.

6. Modifications

Ziro reserves the right to revise these terms of service for its platform at any time without notice. By using this platform you are agreeing to be bound by the then current version of these terms of service.